accessibility ACCESSIBILITY

We Accept Most Dental Insurance Plans Including Metlife, Aetna, United Concordia, Cigna, Delta Dental, Guardian, Eastern Benefits, Assurant, United Healthcare, Horizon Blue Cross-Blue Shield NJ, Dentemax

Adaptive Dental Associates accept a variety of Insurances:
  MetLife – Traditional & PPO

  Aetna- Traditional & PPO

  United Concordia- Concordia Alliances, Flex, Advantage Plus, National Fee for Services

  Cigna- Radius Plan Only

  Delta Dental- Premier, PPO, Advantage

  Guardian- Traditional & PPO

  Eastern Benefits


  United Healthcare- Traditional Only

  Horizon Blue Cross Blue Shield


  AVS Dental Plan (Aetna Dental Access Network)

Adaptive Dental Associates accepts the following State Insurances only for Special Needs Patients Listed with the DDD and for Children up to the age of 17 only:

Horizon NJ Health
United Healthcare Community Plan
AmeriGroup (Special Needs Patients)

Dental Insurances
If your employer has made this coverage available to you, we do our best to help you maximize its benefits.  Dental insurance is not designed to pay all cost of treatment, but rather to defray your out-of-pocket costs.
Your insurance contract is between you and your insurance company.  The types of benefits in your contract depend on what your employer has negotiated with the insurance company.  



Financial Policy
For your convenience, we accept cash, personal checks, Visa, MasterCard, Discover and Citi Health Card.
Payment is expected at the time services are performed.


Insurance Assistance
As a service to our patients, our practice accepts and will file for you most dental insurance programs.  Our staff will gladly submit a pre-treatment estimate to your insurance company so that you will know what your benefits will be. Our helpful office team will prepare all the necessary forms for your dental benefits. Our goal is to maximize your insurance benefits and make any remaining balance easily affordable. If you have any questions regarding your insurance benefits, please don't hesitate to call our office at 908-859-4498 with your questions.

Please remember that your specific policy is an agreement between you and your insurance company and keep in mind that you are responsible for your total obligation should your insurance benefits result in less coverage than anticipated.

The fees charged for services rendered to those who are insured are the usual and customary fees charged to all our patients for similar services. Your policy may base its allowances on a fixed fee schedule, which may or may not coincide with our usual fees. You should be aware that different insurance companies vary greatly in the types of coverage available. Also, some companies take care of claims promptly while others delay payment for several months.

Adaptive Dental Associates

Dr. Joseph Maggio - Dr. Robert Lo Giudice - Dr. Deep Desai - Dr. Meghna Desai
755 Memorial Parkway, Suite 301
Phillipsburg, NJ 08865
Phone: 908-847-4498

Located in the St. Luke's Hillcrest Plaza